Ha My Hanh has 15 years in the banking and finance sector in many positions from Credit Officer to Director of PGD at Tran Duy Hung branch. In 2010, she started working at SME Division with Deputy Manager position of Product Development. The main work is researching, improving and developing existing bank credit products in foreign markets and domestic competitors for SMEs as well as improving credit processes for institutions. Since 2016, she works as Deputy Director of SME Division cum Director of Hanoi SME Zone 1. She graduated Master of Finance – Banking – Insurance (2012) at Nante University (France), partnership with International Department – Hanoi National University.